This is our privacy
notice for our customers. When we use the words "you"
and "your" we mean the following types of customers:
All of our consumer
customers who have a continuing relationship with us, such as:
Safe deposit box
contract we hold and service
All IRA accounts for
which we act as custodian
We will tell you the sources for nonpublic personal information
we collect on our customers. We will tell you what measures we take to
secure that information.
We first define some terms.
We, our and us means The State Savings
Bank of Manistique.
Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is available
from public sources, such as telephone directories of government records.
An affiliate is a company we own or control, a company
that owns or controls us, and a company that is owned or controlled by the
same company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the
Information we receive from you on applications or other
Information about your transactions with us
Information about your transactions with nonaffiliated third
Information from a consumer reporting agency
We do not disclose any non public personal information about you
to anyone, except as authorized by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC
W restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products or service
to you. We maintain physical. electronic, and procedural safeguards that comply
with federal regulations to guard you nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD
Since we value our customer relationship with you, we will not disclose
your nonpublic personal information to nonaffiliated third parties, except as
permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose non-public personal information about former