A State Savings Bank savings account is a great way to start putting your hard-earned money to work for you. Whether you are planning for a vacation, college tuition, down payment, or the good old rainy day fund! We offer two different personal savings accounts as seen below.
For those who are looking to start a savings account for their child or grandchild this is perfect for you. For minors and seniors (62 and older) you do not have to keep the daily minimum balance of $50.00. For those between the ages of 18-61 you are required to keep a daily minimum balance of $50.00 to avoid the $9.00 quarterly service charges.
With a Passbook Savings Account you are eligible for
*Interest is paid quarterly
*Passbook Savings Accounts are limited to ACH credits only due to statements do not cut monthly on these accounts
Like the passbook savings you can avoid a quarterly service charge of $9.00 by keeping the $50.00 minimum daily balance excluding minors (under 18) and seniors (62 and above). This account is also less restrictive on transaction types and easy to access on the go.
With a Statement Savings Account you are eligible for
The State Savings Bank Christmas Club Account is a great way to save for that Christmas Vacation, gifts for the whole family, or that dream gift for a special someone. Christmas Club Accounts run from November 1st to November 1st.
*Interest paid annually
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